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Frequently Asked Questions

How much does it cost me (victim) to use the Program?

  • There is no fee to victims. The check writer is charged a $35.00 administration fee and a $75.00 diversion class fee.

Can the Bad Check Program collect our service charge?

  • No. However, we can collect fees you were charged by your bank, up to $10.00.

Why aren’t check writers prosecuted right away?

  • The Bad Check Program is a diversion program. We must give the check writer an opportunity to pay for their bad check.

Is there a dollar limit for checks submitted?

  • There is no limit.

What happens if the check writer has not paid and you are unable to prosecute?

  • The victim may pursue a civil judgment through the Small Claims Court.

How much will I get back?

  • 100% of the check amount is returned to victims.

We received a check that is stamped “Stop Payment” but the check writer never told us why he stopped payment. Will you take the check?

  • Yes. When we receive a stop payment check we request bank records to determine whether there were funds in the account at the time the stop payment was placed. If there were insufficient funds, we treat the check as NSF. If there were funds in the account, the check would be returned to you and you may pursue a civil judgment through the small claims court.

The check is stamped “unable to locate.” Can I refer it to you?

  • Yes. This is a check written on a closed account.

Why are pre- or post- dated or held checks not accepted?

  • Holding a check for a period of time, or allowing someone to date it purposefully for another date other than the date it is passed, makes the check a civil agreement between parties.