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Estate Financial Incorporated Prosecution

Estate Financial Incorporated (EFI) Prosecution

(Defendants Karen Roxanna Guth and Joshua Morris Yaguda)

 

Status of Criminal Case

(to be updated as events occur)

On December 7, 2009, Judge Crawford sentenced Karen Guth to 12 years in state prison and Joshua Yaguda to 8 years in state prison. The sentencing of both defendants followed the October 5, 2009, court hearing at which the defendants each pled guilty to all 26 felony charges filed by the San Luis Obispo County District Attorney's Office and also made admissions to the enhancements that were alleged

For further information on this case or for other related questions, please send email inquiries to: efiprosecution@co.slo.ca.us.

To assist victims in recovering restitution for their crime-related losses, the Court previously ordered the San Luis Obispo County Probation Department to retain jurisdiction over VICTIM RESTITUTION (rather than have victim restitution handled by the state prison system). To date, the Probation Department has conducted a detailed accounting of restitution owed by the defendants based on the victims' statement of loss forms already submitted.

The Court-Appointed Receiver in the criminal case is in the process of liquidating the defendants' personal assets under the control of the Court. Funds from the sale of other liquidated personal assets are already being held by the Court for eventual distribution to victims. There is not an estimate at this time for when a distribution of funds might occur.

To date, the Receiver has liquidated most of the assets of the defendants, with the exception of 806 Ninth Street (office building) in Paso Robles, a small parcel of land in Templeton adjacent to the Chevron station, and some personal property. The Ninth Street building is in escrow and is expected to close before the end of 2012. It is not clear when the Templeton land will be sold. To date, the Receiver has collected $1,008,284 and has incurred $36,750 in expenses, net of the Receiver's fee. An electronic copy of the Receiver’s Fee Application, which was approved and granted by the Court on December 27, 2012, is available for viewing by clicking here: (LINK to PDF Document). In addition to the proceeds of the Ninth Street sale and the sale of the personal property, it is anticipated that tax refunds as well as bankruptcy proceeds should be collected in 2013.

Pursuant to the Criminal Justice Realignment Act of 2011, Joshua Yaguda was released to "Post-release Community Supervision" in January 2012. Karen Guth remains in prison. If you would like California Department of Corrections and Rehabilitation (CDCR) to inform you about a release, escape, or death of inmate Guth, you may complete the attached CDCR "Request for Victim Services" CDCR Form 1707 and send it to CDCR if you have not already done so. (You may also request assistance from the San Luis Obispo County District Attorney's Office Victim/Witness Assistance Division with completion and submission of this form by calling 1-866-781-5821). Attached here is also a link to the CDCR Victim Service website which may be helpful to you. Once in state prison, defendants are eligible for various "custody credits," which may reduce their sentence.

 

Seventeen constitutional victims' rights were enacted on November 5, 2008, with the passage of Proposition 9, the Victims' Bill of Rights Act of 2008: Marsy's Law. Victims' rights have been discussed in prior court hearings in this case and will continue to be cited by the prosecution as issues arise related to victims' rights. For more information on Marsy's Law, click here.

 

Restitution Information

Case # F423908

The California Constitution provides that “full restitution is mandatory in every case where there is a victim who incurred economic losses as a result of the commission of a crime of which the defendant was convicted”.

“Victims” include the following persons:

Direct victims (those who directly sustained economic losses); the immediate surviving family of the actual victim; the parent, grandparent, sibling, spouse, child or grandchild of the victim; and a person who previously lived in the victims’ household for at least two years in a relationship substantially similar to that of a parent, grandparent, sibling, spouse, child or grandchild.

Statement of Loss Form:

When completed and submitted by victims, the Probation Department’s “Statement of Loss” form will be used to establish each victim’s individual amount of loss and the total amount of loss to all victims. Victim loss information will be included in a pre-sentence report submitted by Probation to the Court and will identify the amount of restitution owed by the defendants in total, and specifically for each victim.

Defendants’ Right to Contest the Restitution Amount:

The defendants have the right to contest the amount of restitution as determined by the Probation Department and the District Attorney’s Office. However, if the recommendations for restitution are contested, victims have the right to be present at that hearing and offer testimony as to why the amounts are accurate. The Court will make the final determination of the approved amount of restitution and then present a specific amount of restitution for the record.

Distribution of Criminal Restitution Orders:

The Probation Department’s Revenue Recovery Division will distribute the proceeds from the sale of the defendants’ assets to the victims, to start to satisfy the amounts victims are owed. We anticipate that victims will get some recovery from the sale of the defendants’ frozen personal assets and held by the criminal court and some recovery as the properties and projects held by the Bankruptcy Trustees are sold off. (Note: The Criminal Court and the Bankruptcy Court are two separate processes.) Each distribution of revenue recovered from the defendants will be distributed to victims based on the victim’s individual percentage of loss.

Outstanding (Unpaid) Restitution:

It is unlikely at this time that all victims will be fully compensated for their losses. Losses that remain unsatisfied will still be owed to victims by Ms. Guth and Mr. Yaguda, as restitution is a lifetime court order. The criminal restitution debt to victims is not dischargeable through personal bankruptcy, and continues to accrue at 10% per year. Pre-existing liens and claims against the defendants’ personal assets have legal priority over direct restitution orders to victims. The Criminal Court will determine the value, validity and priority of those claims, which, if approved, will reduce the restitution amount available for distribution to victims.

Restitution Fines and Penalties:

The court also imposes a restitution fine and other penalties on defendants, based on existing law.

Freezing of Assets

The Superior Court has issued orders freezing the personal assets of the defendants. These court orders have frozen not only all their personal interests in real estate, but also bank accounts, other financial accounts, vehicles and other things of value. The court orders prohibit anyone from selling or secreting these assets.

Bankruptcy Court Action

Separate and apart from the criminal investigation, the Federal Bankruptcy Court assumed control in July, 2008, over EFI’s business offices, properties, and all investment files to protect both the ongoing business transactions and investors’ and creditors’ interests pursuant to Federal Bankruptcy laws.

For information on the bankruptcy proceedings, go to www.omnimgt.com/estatefinancial or call 1-800-873-4096.

If you have additional information regarding this case or require additional information at this time, please contact:

 

EFI Prosecution Hotline: (805) 781-1053

Email: efiprosecution@co.slo.ca.us

Click link to view:

EFI Press Release

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