Human Resources

Aflac Critical Illness Insurance

Critical Illness insurance pays you a lump sum benefit upon initial diagnosis of a covered illness such as cancer, heart attack or stroke. Employees may select between either a $5,000, $15,000 or $30,000 benefit amount in coverage. Spouse coverage is $5,000 or $15,000 and child(ren) coverage is 50% of employee selected amount. Voluntary Critical Illness Insurance through Aflac is a limited benefit policy and is not health insurance. This is an employee paid benefit. See the Summary of Benefit (SOB) below for more details. 

Guaranteed issue is $30,000 for employees. Guaranteed issue is $15,000 for spouse and child(ren).

Aflac Critical Illness Benefits

Brief Summary of Covered Critical Illnesses and Additional Benefits	Percentage of $15,000 or $30,000 Benefit Amount
Cancer (Internal or Invasive)	100%
Heart Attack	100%
Multiple Sclerosis	100%
Kidney Failure (End-Stage Renal Failure)	100%
Stroke	100%
Bone Marrow Transplant (Stem Cell Transplant)	100%
Sudden Cardiac Arrest	100%
Loss of Hearing, Sight and/or Speech	100%
Advanced Alzheimer's and/or Parkinson's Disease	100%
Coronary Artery Bypass Surgery	25%
Skin Cancer	$250 (once per calendar year/insured)
Wellness Benefit/Screening	$50 - once per calendar year
Mammography Benefit	$200 - once per calendar year

• Additional Diagnosis – once benefits have been paid for a covered critical illness, Aflac will pay benefits for each different critical illness when the date of diagnosis is separated by at least 6 consecutive months. 

• Reoccurrence – once benefits have been paid for a covered critical illness, benefits are payable for that same critical illness when the date of diagnosis is separated by at least 6 consecutive months.

Submitting a Claim 

After you have experienced a qualifying event you may submit a claim online at AlfacGroupInsurance.com or download and submit the claim form directly to Aflac via fax or mail using the related pages below.

Contact Information

Contact Information

Aflac

Phone: (800) 433-3036

Website: aflacgroupinsurance.com

Group Policy Number: C2100

Reference

Aflac Critical Illness SOB 2023

Critical Illness Claim Form

Certificate of Insurance Critical Illness

Aflac Wellness Benefit Claim Form

Aflac Intent to Port Group Coverage Forms

Aflac College Assistance Planning

Aflac Employee Advocacy Free Add On