Aflac Critical Illness Insurance

Critical Illness insurance pays you a lump sum benefit upon initial diagnosis of a covered illness such as cancer, heart attack or stroke. Employees may select between either a $5,000, $15,000 or $30,000 benefit amount in coverage. Spouse coverage is $5,000 or $15,000 and child(ren) coverage is 50% of employee selected amount. Voluntary Critical Illness Insurance through Aflac is a limited benefit policy and is not health insurance. This is an employee paid benefit. See the Summary of Benefit (SOB) below for more details. 

Guaranteed issue is $30,000 for employees. Guaranteed issue is $15,000 for spouse and child(ren).

Aflac Critical Illness Benefits
Brief Summary of Covered Critical Illnesses and Additional BenefitsPercentage of $5K, $15K or $30K Benefit Amount
Cancer (Internal or Invasive)100%
Heart Attack100%
Multiple Sclerosis100%
Kidney Failure (End-Stage Renal Failure)100%
Stroke100%
Bone Marrow Transplant (Stem Cell Transplant)100%
Sudden Cardiac Arrest100%
Loss of Hearing, Sight and/or Speech100%
Advanced Alzheimer's and/or Parkinson's Disease100%
Coronary Artery Bypass Surgery25%
Skin Cancer$250 (once per calendar year/insured)
Wellness Benefit/Screening$50 - once per calendar year
Mammography Benefit$200 - once per calendar year
  • Additional Diagnosis – once benefits have been paid for a covered critical illness, Aflac will pay benefits for each different critical illness when the date of diagnosis is separated by at least 6 consecutive months. 

  • Reoccurrence – once benefits have been paid for a covered critical illness, benefits are payable for that same critical illness when the date of diagnosis is separated by at least 6 consecutive months.

Submitting a Claim 

After you have experienced a qualifying event you may submit a claim online at AlfacGroupInsurance.com or download and submit the claim form directly to Aflac via fax or mail using the related pages below.

Contact Information

Contact Information

Aflac

Phone: (800) 433-3036

Website: aflacgroupinsurance.com

Group Policy Number: C2100

FAQs

After you have experienced a qualifying event you may:

  1. File a claim online at AlfacGroupInsurance.com or download and submit the claim form to Aflac via fax or mail. 
  2. Contact Aflac for any questions on how to submit a claim or your claim status.

Aflac Accident Group Number: CA17800

Aflac Critical Illness Group Number: C21000

Aflac Hospital Indemnity Group Number: CA8000

1-800-433-3036

www.aflacgroupinsurance.com

Please review the Employee Benefits Brochure to view plan rates.

Reference

Certificate of Insurance Critical Illness
Aflac Intent to Port Group Coverage Forms
Aflac Wellness Benefit Claim Form
Aflac Critical Illness SOB 2023
Aflac College Assistance Planning
Aflac Employee Advocacy Free Add On
Critical Illness Claim Form