Human Resources

Aflac Critical Illness Insurance

Benefits Overview

Critical Illness insurance pays you a lump sum benefit upon initial diagnosis of a covered illness such as cancer, heart attack or stroke. Employees may select between either a $15,000 or $30,000 benefit amount in coverage. Spouse and child(ren) coverage is 50% of employee selected amount. Voluntary Critical Illness Insurance through Aflac is a limited benefit policy and is not health insurance. This is an employee paid benefit. Premiums are based on age and tobacco utilization and will change over the duration of your coverage. See the plan document for more details. 

Additional Diagnosis – once benefits have been paid for a covered critical illness, Aflac will pay benefits for each different critical illness when the date of diagnosis is separated by at least 6 consecutive months. 
Reoccurrence – once benefits have been paid for a covered critical illness, benefits are payable for that same critical illness when the date of diagnosis is separated by at least 6 consecutive months.

Wellness Benefit - this policy also offers a Wellness Benefit, which provides a $50 reimbursement for covered annual health screenings per calendar year. Covered health screenings include chest x-ray, colonoscopy, fasting glucose test, blood test for triglycerides or serum cholesterol test, CA 125 test, CA 15-3 test, CEA, cervical cancer, PSA and other screenings.

Mammography Benefit – this policy includes a Mammography Benefit of $200. Benefit pays as follows: a) a baseline mammogram for women age 35 to 39, b) mammogram for women age 40 to 49, inclusive, every two years or more frequently based on physician’s recommendation, c) a yearly mammogram for age 50 and over.

Submitting a Claim 

After you have experienced a qualifying event you may submit a claim online at AlfacGroupInsurance.com or download and submit the claim form directly to Aflac via fax or mail using the related pages below.

Contact Information

Aflac- 1-800-433-3036
aflacgroupinsurance.com
Group Policy Number: C2100

Reference

Aflac Critical Illness SOB 2023

Critical Illness Claim Form

Aflac-Wellness-Benefit-Claim-Form

Aflac College Assistance Planning

Aflac Employee Advocacy Free Add On

Aflac Critical Illness Health Screening Claim Form