Voluntary Hospital Indemnity

Benefit Amount

$2,000

Issue Ages

Employee: 18+

Spouse: 18+

Children: Under the age 25

Guaranteed Issue

Guaranteed issue coverage is offered to all eligible applications during the initial enrollment and for new hires thereafter. At the group’s first anniversary, late enrollees are eligible to enroll on a guaranteed issue basis.

Waiting Period

No waiting period

Pre-Existing Condition Clause

None

Benefit Reduction

No reduction at any age

Waiver of Premium

After 90 days of total disability due to covered sickness or accidental injury for up to 12 months

Hospital Admission

$2,000

Hospital Confinement

$200 up to 31 days per accident

Hospital Intensive Care

(This benefit is payable in addition to the Hospital Confinement Benefit.)

$200 up to 10 days per accident

Intermediate Intensive Care Step-Down Unit

(This benefit is payable in addition to the Hospital Confinement Benefit.)

$100 up to 10 days per accident

Rehab Benefit

Not covered

Wellness/Health Screening

$50, once per calendar year

Mammography Screening

$100, once per calendar year

Pregnancy Coverage

Covered

Mental and Emotional Disorder Coverage

Covered