Alfac Hospital Indemnity Insurance
This page provides information on the Aflac Hospital Indemnity benefit.
Aflac Hospital Indemnity Plan
Benefits Overview
This is a voluntary plan that pays you a lump sum cash benefit when you are confined to a hospital, whether for planned or unplanned reasons that can assist you with related out of pocket medical expenses or anything else you may need the cash for, like your mortgage. See the plan document for more details.
Voluntary Hospital Indemnity
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Benefit Amount
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$2,000
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Issue Ages
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Employee: 18+
Spouse: 18+
Children: Under the age 25
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Guaranteed Issue
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Guaranteed issue coverage is offered to all eligible applications during the initial enrollment and for new hires thereafter. At the group’s first anniversary, late enrollees are eligible to enroll on a guaranteed issue basis.
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Waiting Period
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No waiting period
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Pre-Existing Condition Clause
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None
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Benefit Reduction
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No reduction at any age
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Waiver of Premium
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After 90 days of total disability due to covered sickness or accidental injury for up to 12 months
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Hospital Admission
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$2,000
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Hospital Confinement
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$200 up to 31 days per accident
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Hospital Intensive Care
(This benefit is payable in addition to the Hospital Confinement Benefit.)
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$200 up to 10 days per accident
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Intermediate Intensive Care Step-Down Unit
(This benefit is payable in addition to the Hospital Confinement Benefit.)
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$100 up to 10 days per accident
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Rehab Benefit
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Not covered
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Wellness/Health Screening
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$50, once per calendar year
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Mammography Screening
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$100, once per calendar year
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Pregnancy Coverage
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Covered
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Mental and Emotional Disorder Coverage
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Covered
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Submitting a Claim
After you have experienced a qualifying event you may submit a claim online at AlfacGroupInsurance.com or download and submit the claim form directly to Aflac via fax or mail using the related pages below.
Contact Information
Aflac- 1-800-433-3036
aflacgroupinsurance.com
Group Policy Number: C8000
Reference
FAQs
After you have experienced a qualifying event you may:
- File a claim online at AlfacGroupInsurance.com or download and submit the claim form to Aflac via fax or mail.
- Contact Aflac for any questions on how to submit a claim or your claim status.
Aflac Accident Group Number: CA17800
Aflac Critical Illness Group Number: C21000
Aflac Hospital Indemnity Group Number: CA8000
1-800-433-3036
www.aflacgroupinsurance.com
Please review the Employee Benefits Brochure to view plan rates.