Aflac Critical Illness Insurance
This page provides information on the Aflac Critical Illness benefit.
Critical Illness insurance pays you a lump sum benefit upon initial diagnosis of a covered illness such as cancer, heart attack or stroke. Employees may select between either a $5,000, $15,000 or $30,000 benefit amount in coverage. Spouse coverage is $5,000 or $15,000 and child(ren) coverage is 50% of employee selected amount. Voluntary Critical Illness Insurance through Aflac is a limited benefit policy and is not health insurance. This is an employee paid benefit. See the Summary of Benefit (SOB) below for more details.
Guaranteed issue is $30,000 for employees. Guaranteed issue is $15,000 for spouse and child(ren).
| Brief Summary of Covered Critical Illnesses and Additional Benefits | Percentage of $5K, $15K or $30K Benefit Amount |
|---|---|
| Cancer (Internal or Invasive) | 100% |
| Heart Attack | 100% |
| Multiple Sclerosis | 100% |
| Kidney Failure (End-Stage Renal Failure) | 100% |
| Stroke | 100% |
| Bone Marrow Transplant (Stem Cell Transplant) | 100% |
| Sudden Cardiac Arrest | 100% |
| Loss of Hearing, Sight and/or Speech | 100% |
| Advanced Alzheimer's and/or Parkinson's Disease | 100% |
| Coronary Artery Bypass Surgery | 25% |
| Skin Cancer | $250 (once per calendar year/insured) |
| Wellness Benefit/Screening | $50 - once per calendar year |
| Mammography Benefit | $200 - once per calendar year |
Additional Diagnosis – once benefits have been paid for a covered critical illness, Aflac will pay benefits for each different critical illness when the date of diagnosis is separated by at least 6 consecutive months.
Reoccurrence – once benefits have been paid for a covered critical illness, benefits are payable for that same critical illness when the date of diagnosis is separated by at least 6 consecutive months.
Submitting a Claim
After you have experienced a qualifying event you may submit a claim online at AlfacGroupInsurance.com or download and submit the claim form directly to Aflac via fax or mail using the related pages below.
Contact Information
Contact Information
Aflac
Phone: (800) 433-3036
Website: aflacgroupinsurance.com
Group Policy Number: C2100
FAQs
After you have experienced a qualifying event you may:
- File a claim online at AlfacGroupInsurance.com or download and submit the claim form to Aflac via fax or mail.
- Contact Aflac for any questions on how to submit a claim or your claim status.
Aflac Accident Group Number: CA17800
Aflac Critical Illness Group Number: C21000
Aflac Hospital Indemnity Group Number: CA8000
Please review the Employee Benefits Brochure to view plan rates.