Advanced Premium Tax Credit
What is this service?
An Advanced Premium Tax Credit is a federal subsidy available through Covered California to individuals and families whose income and age is within the program limits. This subsidy helps to pay part of their health insurance premiums in order to make insurance more affordable.
Who can use this service?
Those individuals and families who do not have affordable insurance available to them and are within the income and age limits may use this service.
Is there a charge for this service?
The cost of this service varies according to the individual or family's income and household size.
What is the process?
Step 1: Eligibility & Premium Assistance Amounts
Eligibility and premium assistance amounts are determined though Covered CA, once application information has been submitted and verified.
When and where is this service offered?
Open enrollment period is November through January or if there has been a life event such as loss of employer sponsored insurance, marriage, divorce, moved from another state and birth of a child are the more common life events.
Location, directions and hours of operation
Click on location name to show hours of operation, directions and phone information
Morro Bay Social Services
600 Quintana Road Morro Bay , CA 93442
Tel: (805) 772-6405
Fax: (805) 772-6409
SLO Social Services- Higuera
3433 South Higuera San Luis Obispo, CA 93401
Arroyo Grande Social Services
1086 East Grand Avenue Arroyo Grande, CA 93420
681 West Tefft Street Suite 1 Nipomo, CA 93444
Atascadero Social Services
9415 El Camino Real Atascadero, CA 93422
Paso Robles Social Services
406 Spring Street Paso Robles, CA 93446
Frequently Asked Questions
Where else can I get information about Advanced Premium Tax Credits?
You can get information about Advanced Premium Tax Credits on the Covered California website: www.coveredca.com
You can also get information through Insurance brokers that offer CoveredCA products as well as Certified Enrollers. Local Certified Enrollers can be found on the CoveredCA web site.
Will my premium assistance change during the year?
Yes premium assistance can change during the year, as it is based on your income and household members. So if your income or household changes, you should report the changes timely to CoveredCA so they can adjust your tax credit.
What if I do not report changes?
There is a reconciliation at the time you file your taxes. If your income is higher your premium tax credit is lower, if your premium tax credit has been overpaid the amount overpaid will be deducted from your tax return. In contrast if your premium has been underpaid you will receive the difference of what was paid and what should have been paid, in your tax refund.
Am I required to file taxes to receive an Advanced Premium Tax credit?
Yes, it is a requirement of the program to file taxes to receive an Advanced Premium Tax Credit. If you fail to file, you may not be eligible to Advanced Premium Tax Credits the following year.