Affordable Care Act Health Coverage

What is the process?

Affordable Care Act Heath Coverage

Eligibility and premium assistance amounts are determined though Covered CA, once application information has been submitted and verified.

Who is eligible?

The following groups may use this service:

  • Families
  • Children
  • Pregnant women
  • Childless adults
  • Disabled adults not yet Medicare eligible
  • Medicare eligible adults responsible for a child

Is there a charge for this service?

The cost of this service varies according to household size and countable income.  

When and where is this service offered?

Applications for programs can be done by phone, fax, online, and in person at any of the six Department of Social Service Offices or online at or BenefitsCal.  Offices are open 8-5 Monday – Friday excluding holidays

Location, directions and hours of operation

Click on location name to show hours of operation, directions and phone information

Monday - Friday 8-5

1086 East Grand Avenue
Arroyo Grande, CA 93420

Tel: (805) 474-2000

Monday - Friday 8-5

9630 El Camino Real
Atascadero, CA 93422

Tel: (805) 461-6000

Monday - Friday 8-5

600 Quintana Road
Morro Bay , CA 93442

Tel: (805) 772-6405

Fax: (805) 772-6409

Monday - Friday 8-5

681 West Tefft Street Suite 1
Nipomo, CA 93444

Tel: (805) 931-1800

Monday - Friday 8-5

406 Spring Street
Paso Robles, CA 93446

Tel: (805) 237-3110

Monday - Friday 8-5

3433 South Higuera
San Luis Obispo, CA 93401

Tel: (805) 781-1600


Some of the major changes created by the Affordable Care Act are:

  • Children up to 26 years of age can remain on their parent's insurance plan. It also covers Former Foster Youth who if in Foster Care on their 18th birthday will be eligible to Medi-Cal until age 26.
  • Health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.
  • Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer. They cannot limit benefits for that condition either. Once you have insurance, they can't refuse to cover treatment for your pre-existing condition.
  • In expansion states, which includes California; medical coverage for lower income childless adults between the ages of 19-64.