Cafeteria Rates and Premiums
This page lists the County’s contribution amounts to your health plan insurance premiums, by Bargaining Unit (often referred to as the 'Cafeteria'), and premium rates for the County’s health plans (Medical, Dental and Vision). It also provides information about various ‘grandfathered’ benefit provisions.
The County 'Cafeteria' contribution a fixed dollar amount that can be applied toward employee medical, dental, and vision premiums. The monthly Cafeteria amount varies by employee bargaining unit. Benefit premiums and the associated Cafeteria contributions are accounted for on a semi-monthly basis or 24 times a year. The per pay period amount is the amount applied to and deducted from each paycheck.
If the Cafeteria amount is greater than your premiums for your selected plans, the remainder of the Cafeteria is paid out in your paychecks. If the Cafeteria amount is less than your monthly premiums, you pay the difference (referred to as out-of-pocket costs). To determine your out-of-pocket cost, add the total cost of your medical, dental, and vision premiums and subtract the Cafeteria contribution.
Employees may waive medical insurance by providing proof of other group coverage, which could be an insurance ID card or a statement from the insurance carrier. Employees that opt out of medical insurance are not eligible for the monthly Cafeteria contribution, unless their MOU states otherwise. Please refer to your bargaining unit’s MOU for cash-in-lieu policy.
Please review your specific Bargaining Unit's Cafeteria Contribution, as well as the medical, dental, and vision rates below. Please note: these calculations are solely for medical, dental, and vision premiums. You may be enrolled in other benefits that will increase your out-of-pocket costs, including ancillary insurance, flexible spending accounts, and health savings accounts. To review your out-of-pocket costs for these additional benefits, please refer to your Confirmation Statement through BenXcel.
2026 Premiums and Cafeteria Contribution Rates
| Unit | Association | Classifications/County Contribution |
|---|---|---|
| 02 | SLOCEA |
Trades, Crafts, & Services Employee Only: $954.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 01, 05, 13 | SLOCEA |
Public Services, Supervisory, Clerical Employee Only: $954.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 03, 21, 22, & 14 | DSA |
Law Enforcement, Supervisory Law Enforcement, & Dispatchers Employee Only: $954.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 06 | DAIA |
DA Investigators Employee Only: $954.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 04 | SLOPA |
Prosecuting Attorneys Employee Only: $1,196.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 07-11 | UEC |
Operations & Staff, MGMT. Elected Officials, Conf. Employee Only: $975.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 17 | MGMT |
County Supervisors Employee Only: $975.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 15 | SLOCSMA |
Law Enforcement Operations & Staff MGMT. Employee Only: $975.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 16 | MGMT |
Law Enforcement MGMT. Employee Only: $975.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 12 | DCCA |
Confidential Attorneys Employee Only: $1,146.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 27 | SDSA |
Sworn Deputy Sheriffs Association Employee Only: $909.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 28 | SDSA |
Sworn Deputy Sheriffs Association - Supervisory Employee Only: $975.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 31 | SLOCPPOA |
Probation Officers Employee Only: $991.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 32 | SLOCPPOA |
Probation Officers - Supervisory Employee Only: $1,058.00 Employee + 1: $1,567.00 Employee + 2 or more: $1,934.00 |
| 00 | TEMP, OTHER |
Temp-help, Contract, Other: |
The County provides a cafeteria contribution (employer contribution) towards your medical, dental, and vision premiums. Below is a link to download an Excel Spreadsheet benefits calculator. Follow the below steps to utilize it:
- Download the 2026 Benefits Cafeteria and Premiums Calculator.
- Open the Excel spreadsheet.
- Do not attempt to edit any of the cells in the spreadsheet, you will receive an error message.
- You will see error #VALUE! in the calculator if you have not entered all the necessary information.
- Use the dropdowns to select your information.
- Select your bargaining unit.
- Select your intended 2026 medical plan and medical enrollment tier.
- Select your intended 2026 dental plan and dental enrollment tier.
- Select your 2026 vision enrollment tier.
- The calculator will automatically populate the appropriate Cafeteria contribution and medical, dental, and vision premiums and it will provide you with your monthly out of pocket cost.
| Plan Name | Employee Only | Employee +1 | Family | |||
|---|---|---|---|---|---|---|
| Per Pay Period | Monthly | Per Pay Period | Monthly | Per Pay Period | Monthly | |
| Blue Shield Tandem PPO | $455.50 | $911.00 | $898.50 | $1,797.00 | $1,170.00 | $2,340.00 |
| Blue Shield Choice PPO | $517.50 | $1,035.00 | $1,023.50 | $2,047.00 | $1,334.00 | $2,668.00 |
| Blue Shield Care PPO | $558.50 | $1,117.00 | $1,108.50 | $2,217.00 | $1,445.50 | $2,891.00 |
| Blue Shield EPO | $633.50 | $1,267.00 | $1,260.50 | $2,521.00 | $1,647.50 | $3,295.00 |
| Blue Shield High Deductible Health Plan (HDHP) | $449.63 | $899.25 | $889.13 | $1,778.25 | $1,158.13 | $2,316.25 |
| Plan Name | Employee Only | Employee +1 | Family | |||
|---|---|---|---|---|---|---|
| Per Pay Period | Monthly | Per Pay Period | Monthly | Per Pay Period | Monthly | |
| Aetna Dental DMO | $16.90 | $33.79 | $27.94 | $55.88 | $41.27 | $82.54 |
| Delta Dental PPO | $25.13 | $50.26 | $42.72 | $85.43 | $65.33 | $130.65 |
| VSP Vision | $4.77 | $9.54 | $7.27 | $14.54 | $11.76 | $23.52 |
Special Notice to Part-time Permanent Employees: The pro-rated cafeteria plan contribution is based on hours worked, paid leave, and/or time off granted under Voluntary Time Off Program. See below for legacy/grandfather dates by bargaining unit for part-time employees entitled to full Cafeteria benefits.
| Bargaining Unit | Grandfathered if hired |
|---|---|
| 01, 05, 13 SLOCEA | 12/14/04 |
| 02 SLOCEA | 10/03/06 |
| 03, 21, 22, 14 DSA | 02/07/06 |
| 04, 07, 08, 09, 10, 11, 12 | 02/25/05 |
| 15, 16 Law Enforcement | No Agreement |
| 31, 32 Probation | 02/28/05 |
For grandfathered Cafeteria Cash Out dates and amounts, please refer to your bargaining unit’s MOU.