Open Enrollment

Picture of the Morro Bay Rock in black and white

Open Enrollment 2025

October 04, 2024 - October 18, 2024

All benefits changes will be effective 01/01/2025

Important Changes from 2024

The County is pleased to announce a new member experience, with Blue Shield's Navigator PPO powered by Accolade. With Accolade concierge medical navigation, members will have the same medical plan designs that you have today, with a one stop shop through a phone call, member portal, or mobile app to obtain:

  • Health and benefits support
  • Access to a health care assistant
  • Help finding and booking high quality, in-network provider appointments
  • An easier way to access virtual care solutions
  • Expert medical second opinions

While your medical plan designs will remain the same, there will be some changes moving from Anthem to Blue Shield. Anthem Select network will change to Blue Shield Tandem PPO network. The County will be transitioning from the Anthem network of providers to Blue Shield of California providers

Many employees have shared questions regarding the 2024 medical renewal, Blue Shield transition, and the new Navigator PPO powered by Accolade. To help answer your questions, we have create a Frequently Asked Questions page. 

Frequently Asked Questions

Review 2025 medical plan premiums and cafeteria contributions to determine your out of pocket costs. 

Example of medical plan costs:

Employee Association 

2025 Cafeteria 

(monthly)

BSCA Tandem 

Plan Premium

2025 Net Cost 

(monthly)  

SLOCEA (01, 02, 05, 13)

$790.00

$799.40

$9.40

Open Enrollment Information

2025 Medical Premium Rates (Effective 01/01/2025)
 
Plan Name Employee Only Employee +1 Family
Per Pay  Period   
Monthly                
Per Pay Period                     
Monthly                    
Per Pay Period                  
Monthly         
              
Blue Shield Tandem PPO $399.70 $799.40 $787.92 $1,575.84 $1,026.38 $2,052.76  
Blue Shield Choice PPO $453.97 $907.93 $898.01 $1,796.03 $1,169.88 $2,339.75
Blue Shield Care PPO $489.97 $979.94 $972.63 $1,945.27 $1,267.97 $2,535.95
Blue Shield EPO $555.72 $1,111.43 $1,105.69 $2,211.39 $1,444.86 $2,889.73
Blue Shield HDHP $394.56 $789.12 $780.17 $1,560.34 $1,016.02 $2,032.05
San Luis Obispo County 2025 Cafeteria Contribution by Bargaining Unit
Unit
 
Association          Classifications/County Contribution
 
02 SLOCEA

Trades, Crafts, & Services

Employee Only: $790.00

Employee + 1: $1,300.00

Employee + 2 or more: $1,625.00

01, 05, 13 SLOCEA

Public Services, Supervisory, Clerical

Employee Only: $790.00

Employee + 1: $1,300.00

Employee + 2 or more: $1,625.00

03, 21, 22, & 14 DSA

Law Enforcement, Supervisory Law Enforcement, & Dispatchers

Employee Only: $900.00

Employee + 1: $1,300.00

Employee + 2 or more:1,625.00

06 DAIA

DA Investigators

Employee Only: $816.07

Employee + 1: $1,300.00

Employee + 2 or more: 1,625.00

04 SLOPA

Prosecuting Attorneys

Employee Only: $1,146.00

Employee + 1: $1,300.00

Employee + 2 or more: 1,625.00

07-11 MGMT

Operations & Staff, MGMT. Elected Officials, Conf.

Employee Only: $975.00

Employee + 1: $1,300.00

Employee + 2 or more: 1,625.00

17 MGMT

County Supervisors

Employee Only: $975.00

Employee + 1: $1,300.00

Employee + 2 or more: 1,625.00

15 SLOCSMA

Law Enforcement Operations & Staff MGMT.

Employee Only: $1,300.00

Employee + 1: $1,300.00

Employee + 2 or more: 1,625.00

16  MGMT

Law Enforcement MGMT.

Employee Only: $975.00

Employee + 1: $1,300.00

Employee + 2 or more: 1,625.00

12 DCCA

Confidential Attorneys

Employee Only: $1,146.00

Employee + 1: $1,300.00

Employee +2 or more: 1,625.00

27 SDSA

Sworn Deputy Sheriffs Association

Employee Only: $900.00

Employee + 1: $1,250.00

Employee + 2 or more: $1,550.00

28 SDSA

Sworn Deputy Sheriffs Association - Supervisory

Employee Only: $975.00

Employee + 1: $1,250.00

Employee + 2 or more: $1,550.00

31 SLOCPPOA

Probation Officers

Employee Only: $991.00

Employee + 1: $1340.00

Employee +2 or more: $1,655.00

32 SLOCPPOA

Probation Officers - Supervisory

Employee Only: $1,058.00

Employee + 1: $1,340.00

Employee +2 or more: $1,655.00

 

00 TEMP, OTHER

Temp-help, Contract, Other: TBD

During this period, employees and retirees will be able to make updates to their medical, dental and vision plans as well as make dependent changes. The new plans will be effective January 1, 2025 to December 31, 2025.

While it is always recommended to take this opportunity to review your benefit elections, no action is required unless:

  • You waive County medical insurance. You are required to take action during Open Enrollment to provide proof of other coverage to continue to waive.

  • If you participate in a Health or Dependent Care Flexible Spending Accounts (FSA) or Health Savings Account (HSA). Your FSA or HSA election amounts need to be selected each plan year. 

Important Dates and Events
What When Details
Open Enrollment Begins Oct. 04 Visit www.BenXcel.net to review your medical, dental, and vision plans and make changes.
Open Enrollment Ends Oct. 18 Last chance to visit www.BenXcel.net to review your benefits elections and make changes.

The Benefits Team will be presenting to various departments throughout the County both in person and virtually. Please contact your Payroll Coordinator for more information regarding your department's presentation date. Dates/times/locations TBD