Open Enrollment

Picture of the Morro Bay Rock in black and white

Open Enrollment 2025

October 04, 2024 - October 18, 2024

All benefits changes will be effective 01/01/2025

During this Open Enrollment, employees and retirees will be able to make updates to their medical, dental and vision plans as well as make dependent changes. The new plans will be effective January 1, 2025 to December 31, 2025.

While it is always recommended to take this opportunity to review your benefit elections, no action is required unless:

  • You waive County medical insurance. You are required to take action during Open Enrollment to provide proof of other coverage to continue to waive.

  • If you participate in a Health or Dependent Care Flexible Spending Accounts (FSA) or Health Savings Account (HSA). Your FSA or HSA election amounts need to be selected each plan year. 

WhatWhenDetails
Important Dates and Events
Open Enrollment BeginsOct. 04
  • Employees: Visit www.BenXcel.net to review your medical, dental, and vision plans and make changes.
  • Retirees: Call the BCC Retiree Enrollment Line at (833) 574-1838
Open Enrollment EndsOct. 18
  • Employees: Last chance to visit www.BenXcel.net to review your benefits elections and make changes.
  • Retirees: Last chance to call the BCC Retiree Enrollment Line at (833) 574-1838 to review your benefits elections and make changes.
    • Enrollment Line is Central Time and will close at 3:00 PM!

Employee Open Enrollment Information

The 2025 Employee Benefits Brochure is live! Use the button below to review your 2025 employee benefits.

2025 Employee Benefits Brochure

To review the 2025 medical, dental, and vision premiums as well as the 2025 County Cafeteria Contribution Rates, navigate to the County's premiums/rates webpage. Find the 2025 information listed at the bottom. 

2025 Premiums and Cafeteria Contributions

The County provides a cafeteria contribution (employer contribution) towards your medical, dental, and vision premiums. Below is a link to download an Excel Spreadsheet benefits calculator. Follow the below steps to utilize it:

  1. Download the 2025 Benefits Cafeteria and Premiums Calculator.
  2. Open the Excel spreadsheet.
    • You may need to select "enable content" to access the spreadsheet content.
    • Do not attempt to edit any of the cells in the spreadsheet, you will receive an error message.
    • You will see error #VALUE! in the calculator if you have not entered all the necessary information. 
  3. Use the dropdowns to select your information. 
    • Select your bargaining unit.
    • Select your intended 2025 medical plan and medical enrollment tier.
    • Select your intended 2025 dental plan and dental enrollment tier.
    • Select your 2025 vision enrollment tier. 
  4. The calculator will automatically populate the appropriate Cafeteria contribution and medical, dental, and vision premiums and it will provide you with your monthly out of pocket cost.
NOTE: this calculator is only intended to provide out of pocket costs for the County core benefits (medical, dental, and vision). If you elect additional ancillary coverages, these costs will not be included. This calculator is only intended for full time employees. If you are part time, reach out to your Department HR/Payroll Coordinator for assistance in calculating out of pocket costs.
 
2025 Open Enrollment Webinars
Event Date and Time Details
2025 Benefits Overview
Oct. 2
1:00 PM
Join the County Benefits Team for an overview of the 2025 benefits offerings and to review important Open Enrollment actions. 
Tax Savings Account Overview Oct. 3
9 AM
The County offers a variety of pre-tax accounts to help you manage expected health and dependent care expenses. Join this webinar to learn about healthcare Flexible Spending Accounts (FSA), Dependent Care Flexible Spending Accounts (DCFSA), and Health Savings Accounts (HSA). Presentation will include updates for 2025.
HDHP and HSA Overview Oct. 8
2 PM
Considering the High Deductible Health Plan (HDHP) for 2025 but unsure of how this plan and a Health Savings Account (HSA) work? Sign up for this webinar, which will include an overview of the HDHP, and how you can pair an HSA. An HSA is a tax-advantage personal savings or investment account that you can use to pay for qualified health expenses or fund as a health emergency fund. Sign up!
Starting on 01/01/2025: Blue Shield of California HDHP will include Amazon Pharmacy for home delivery of prescriptions.
 

2025 Open Enrollment Presentations and Events
Event Date Details
New Government Center
  • Presentation
  • Flu Shots
  • Health Screenings

1055 Monterey St.
Room 161/162
SLO, CA 93408
Sept. 24 Stop by to get your annual flu shot and/or participate in a finger-prick Biometric Health Screening from 10 AM to 2 PM! 
  • Access Code will be provided in the County September Benefits Newsletter
  • Appointments are for employees only
Join an in person 2025 Benefits Presentation at either 11 AM or 1 PM in Room 162. Benefits Staff will be available from 11 AM to 2 PM for questions.

By participating in a flu shot, biometric health screening, and/or the benefits presentation, you can pick up a bag of goodies from our benefits vendors!
  • You can also receive a raffle ticket for each event participated in to be entered to win a prize!
Department of Social Services
  • Presentation
  • Flu Shots
  • Health Screenings

3433 S. Higuera St.
Room 101
SLO, CA 93401
Sept. 26
Stop by to get your annual flu shot and/or participate in a finger-prick Biometric Health Screening from 10 AM to 2 PM! 
  • Access Code will be provided in the County September Benefits Newsletter
  • Appointments are for employees only
Join an in person 2025 Benefits Presentation at either 12 PM or 1 PM in Room 115. Benefits Staff will be available from 11 AM to 2 PM for questions.

By participating in a flu shot, biometric health screening, and/or the benefits presentation, you can pick up a bag of goodies from our benefits vendors!
  • You can also receive a raffle ticket for each event participated in to be entered to win a prize!
Health Agency
  • Presentation
  • Flu Shots
  • Health Screenings

2180 Johnson Ave.
Room 214
(Library Conference)
SLO, CA 93401
Oct. 1
Stop by to get your annual flu shot and/or participate in a finger-prick Biometric Health Screening from 10 AM to 2 PM! 
  • Access Code will be provided in the County September Benefits Newsletter
  • Appointments are for employees only
Join an in person 2025 Benefits Presentation at either 11 AM or 1 PM in Room 225. Benefits Staff will be available from 11 AM to 2 PM for questions.

By participating in a flu shot, biometric health screening, and/or the benefits presentation, you can pick up a bag of goodies from our benefits vendors!
  • You can also receive a raffle ticket for each event participated in to be entered to win a prize!
County Benefits will be hosting a couple different types of appointments to assist employees with their benefits during Open Enrollment. Sign up for a 1:1 appointment to discuss your benefits questions or join the Benefits Team at the Kimball Computer lab for help completing your online BenXcel elections.
2025 Employee Open Enrollment Appointments
Appointment Dates Details
Employee 1:1 Appointments
 
Microsoft Teams or Phone
Sept. 17
Sept. 18
Sept. 23
Meet virtually or via phone with a County Benefits Representative to:
  • Discuss your benefits
  • Confirm any required documentation for your elections
  • Other general questions.
Make sure to come prepared with your questions and any additional information you think will be helpful!
BenXcel Workshop
 
Kimball Computer Lab
1144 Monterey St.
Suite C
SLO, CA 93408
Oct. 9
Oct. 15
Oct. 17 
BenXcel is your online enrollment portal to make any Open Enrollment changes. If you need assistance with completing your BenXcel Open Enrollment elections, schedule an appointment at the Kimball Computer Lab. A Benefits Representative will be available to assist you with:
  • Completing your enrollment
  • Uploading required documents
  • Printing/saving your confirmation statement.
Make sure to bring all required documentation if you want help with uploading. 
Sign up HERE

Retiree Open Enrollment Information

The 2025 Retiree Benefits Brochure is live! Use the button below to review your 2025 retiree benefits.

2025 Retiree Benefits Brochure

To review the 2025 retiree medical, dental, and vision premiums as well as the new 2025 County Contribution, navigate to the County Retiree premiums/rates webpage. Find the 2025 information listed at the bottom. 

2025 Retiree Premiums and County Contributions

Sign up for a 1:1 appointment to discuss your benefits questions.
2025 Retiree Open Enrollment Appointments
Appointment Dates Details
Retiree 1:1 Appointments

Microsoft Teams or Phone
Sept. 30
Oct. 2 
Meet virtually or via phone with a County Benefits Representative to:
  • Discuss your retiree benefits
  • Ask general benefits questions
Make sure to come prepared with your questions and any additional information you think will be helpful!
Sign up HERE